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Risk Management

When churches practice good risk management, they provide a safer place for their members to worship, resulting in fewer losses.

Risk Management

BMA America has arranged with Brotherhood Mutual Insurance Company to be part of their ministry partner program. 


When churches practice good risk management, they provide a safer place for their members to worship, resulting in fewer losses. 


When that happens, Brotherhood Mutual gives BMA America a Safe Ministry Reward payment, which helps provide low-cost benefits to our missionaries, pastors, and staff. 


The ministry partner program does not affect insurance premiums, but it does help our association when member churches and ministries manage their risks well. 


Risk management services include property and liability, mission travel, vehicle, and workers’ compensation insurance programs.


Payroll Services:


Through our partnership with Brotherhood Mutual, BMA churches can benefit from payroll services offered through MinistryWorks


This service exists to ease the administrative burdens of churches and ministries by providing expertise in handling payroll for church staff and ministers.


Estate Planning Guidance 


Estate Planning includes building an estate during your lifetime with a goal of ensuring that the assets in your estate are stewarded in a manner that meets your goals and objectives and will be passed to your beneficiaries in a thoughtful way. 


It allows you the opportunity to preserve and control the purpose and distribution of your wealth during life and at death. 


Guided and assisted by Ronald Blue Trust advisors, you can create a strategy for your estate and legacy plan that is designed to empower subsequent generations and reflect your values and principles.


Funding to Alleviate Ministers Emergencies (FAME) 


This fund exists to help ministers facing emergency situations related to disability, death, etc. Applications for assistance are considered on a case-by-case basis.

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