Now is the Time to Protect Ministry Buildings from Freezing Temps
- BMA Financial Team

- Nov 4
- 2 min read

As our preferred insurance provider, Brotherhood Mutual Insurance Company knows firsthand how below-freezing temps can wreak costly, disruptive havoc. Freezing weather is a major cause of property claims for our ministries, especially for churches unoccupied throughout the week.
For example, the loss control specialists at Brotherhood Mutual® have seen firsthand what happens when water freezes in sprinkler heads. The system can break under the pressure, resulting in hundreds of gallons of water raining down from the ceiling, waterlogging sanctuaries and education wings.
I encourage you to develop a routine to help prevent damage caused by freezing weather. This collection of resources from Brotherhood Mutual gives you a starting place. You’ll learn how to respond to predicted temperature plunges in your area, as well as proactive steps when the weather is warm, like installing automatic water shut-off valves (Discount Included) and purchasing generators. It’s valuable information I know you can use.
Brotherhood Mutual Ministry Partner Program
As a member of the Brotherhood Mutual® Ministry Partner Program, we benefit from their desire to keep churches open and safe for worship and to help effectively manage risk.
Brotherhood Mutual resources and services are for all our members, regardless of who currently insures your ministry.
Coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. Brotherhood Mutual is licensed in most states. Some coverages are not available in all states. Mutual Workers’ Compensation insurance is not available in North Dakota, Ohio, Washington, and Wyoming. These states require employers to buy workers’ compensation insurance through a monopolistic state fund.
Have other Questions?
We are ready to serve you and your church so Contact us with your questions.
BMA Financial Team




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