NEWS & UPDATES

As we’re midway through the third quarter already, both individuals and families should be thinking about their health insurance and any potential changes for 2026. Whether you have coverage through the federal marketplace, group coverage through an employer, or Medicare, the fourth quarter is when open enrollment takes place and when most employer group plans also renew (1/1).

Life happens and people often find themselves unsure of what to do. Qualifying Life Events are changes in circumstances that allow individuals to make changes to their health insurance coverage outside of the normal annual open enrollment periods.

You insure your car(s), your home, your health, and your life, so why not insure your income? Group Long Term Disability (LTD) insurance provides income protection in the event you are unable to work due to an accident or illness.

Understanding insurance is not easy or fun and most of us do our best to not have to deal with it. Education however is key to determining what is best for you and your family.

Many are not aware that you can sign up for Medicare without filing for Social Security. In churches it’s quite common that some employees are still working when becoming Medicare eligible but are not ready to start taking Social Security.

Employee benefits can play a BIG role, even in small churches. Churches with only two full time employees are eligible in most states.

Your chances of becoming disabled for an extended period of time are better than you think. Are you financially prepared?

It doesn’t seem like too many injuries could happen, especially in a small church with just a few employees, but they do.

Once again a federal court in November issued a ruling vacating the Department of Labor’s 2024 increased salary thresholds for exempt status

Most insurance coverages operate on a calendar year basis and 4th quarter can be an important time for important coverage decisions.

Oct. 15 – Dec. 7 is the annual Medicare Open Enrollment Period. You can review features of Medicare plans offered and make changes.

As we approach the fourth quarter there are a number of important insurance reminders to note for the end of the year.

Understanding terminology and who pays for what when using your health insurance can be confusing.

While we all typically hate getting a bill in the mail, here is an example of when it’s a good thing.

4/23/24 - The DOL released the new final rule changes governing the classification of employees as salaried & hourly employees.

When dealing with health insurance, small mistakes may cost you plenty in terms of both money and frustration. Here are 2 mistakes to avoid.

An important topic applying to employers nationwide, including churches, is that of correctly classifying workers. The misclassification...

In 2023 the DOL recommended raising the minimum compensation level for Salaried (Exempt) classification to $55,000. Read More

Start 2024 right by including a review of your insurance coverages to make sure you are getting the most out of your plans for the new year.

Most insurance plans operate on a calendar year basis, December is of course the last chance to get things covered for the year.