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8 Misconceptions about Employment Liability

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As leaders within our ministries, we are blessed to work alongside dedicated employees who share our passion for serving the Lord. However, overseeing employees also comes with its own set of challenges and legal liabilities, which can make ministries vulnerable in the event of a lawsuit.


It’s important to have the right protection, which is why we want to recommend Employment Practices Liability Coverage through our Ministry Partner, Brotherhood Mutual Insurance Company. We trust them as our preferred property and liability provider, and we know they have the experience to care for our ministries in the event of an employment claim.


Employment Practices Liability Coverage from Brotherhood Mutual® can help you address certain claims related to:

  • Discrimination

  • Sexual harassment

  • Employee defamation

  • Other employment issues not typically covered by general liability and personal injury policies


The folks at Brotherhood Mutual put together a packet of resources about eight common misconceptions they’ve heard from ministries regarding employment liability.


If you are interested in learning more about Employment Practices Liability Coverage, you can explore all that Brotherhood Mutual has to offer by using one of the options below:


1. Call Brotherhood Mutual: (888) 674-4060



Brotherhood Mutual Ministry Partner Program


As a member of the Brotherhood Mutual® Ministry Partner Program, we benefit from their desire to keep churches open and safe for worship and to help effectively manage risk.


Brotherhood Mutual resources and services are for all our members, regardless of who currently insures your ministry.



Coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. Brotherhood Mutual is licensed in most states. Some coverages are not available in all states. Mutual Workers’ Compensation insurance is not available in North Dakota, Ohio, Washington, and Wyoming. These states require employers to buy workers’ compensation insurance through a monopolistic state fund.


Have other Questions?

We are ready to serve you and your church so Contact us with your questions.


BMA Financial Team

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