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Does a HELOC Apply to the Ministers Housing Allowance?

BMA Financial conducted a webinar on April 3rd with Amy Artiga, author of The Pastor’s Wallet Complete Guide to the Clergy Housing Allowance.

A follow-up question was posed from one of our webinar participants about the use of a Home Equity Line of Credit (HELOC) to purchase investments or other items and whether the interest accrued against the HELOC could count toward the ministers housing allowance.

In a subsequent article linked below, Amy addresses this question: Can You Use A HELOC To Extend Your Housing Allowance? - The Pastor's Wallet (

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Steve Crawley, PhD

BMA Financial

Executive Director


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